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 You Are Here: Bank ICBC Indonesia >Products & Services >Corporate Banking >Working Capital Loan
Working Capital Loan

It is a short term loan for fulfilling the business operational needs of debtors, consisting of two types, namely:

-- Overdraft (PRK) is a loan used to fulfill the daily operational needs of a debtor’s business. PRK is given as an overdraft in the debtor’s current account and withdrawal may be done at any point of time by means of Bank ICBC Indonesia’s bilyet giro/ cheque.

-- Fixed Loan on Demand (PTD) is a revolving loan which allows a debtor to withdraw funds in a certain amount and tenure with a Promissory Note in which the paid off outstanding balance can be re-drawn at the next transaction.